La Hipoteca Inversa Una Alternativa Economica En Tiempos De Crisis Monografia Book PDF, EPUB Download & Read Online Free

La hipoteca inversa. Una alternativa económica en tiempos de crisis (e-book)

La hipoteca inversa. Una alternativa económica en tiempos de crisis (e-book)
Author: Henar Álvarez Álvarez
Publisher: Lex Nova
ISBN: 849898176X
Year: 2009-06-01
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Parece que esta especial figura hipotecaria se originó en el Reino Unido, donde empezó a comercializarse en 1965, bajo el nombre de reverse mortgage (que da lugar, sin duda, a nuestra "hipoteca inversa"), como contrapuesto al de forward mortgage, que hace referencia a las hipotecas de amortización.La Ley de reforma del mercado hipotecario (Ley 41/2007, de 7 de diciembre) la reguló por primera vez en nuestro ordenamiento jurídico, dotándole de un mínimo régimen jurídico a los efectos de evitar abusos por parte de las entidades que, ya desde hacía unos años, venían ofertando este producto hipotecario.Se trata de una nueva modalidad de garantía real que puede definirse como el contrato por el cual una entidad de crédito (o aseguradora) autorizada para operar en España pone a disposición de una persona física de, al menos, 65 años (o en situación de dependencia severa o gran dependencia), un capital que le será entregado bien periódicamente (de manera temporal o vitalicia) o bien de una sola vez. Dicho capital generará, a su vez, intereses, pero el reembolso de la deuda sólo será exigible a partir del fallecimiento del deudor, quedando asegurada la obligación por la hipoteca constituida sobre el inmueble que se da como garantía. La hipoteca inversa tiene amplias posibilidades de desarrollo en nuestro país, no sólo por el público potencial que puede solicitarla sino por el alto número de viviendas existentes en propiedad.Este libro pretende ser un estudio orgánico y sistemático de esta nueva figura hipotecaria en el que se tratan todos los problemas que plantea, aportando soluciones razonadas.

Seventeen Contradictions and the End of Capitalism

Seventeen Contradictions and the End of Capitalism
Author: David Harvey
Publisher: Oxford University Press (UK)
ISBN: 019936026X
Pages: 338
Year: 2014
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"David Harvey examines the internal contradictions within the flow of capital that have precipitated recent crises. While the contradictions have made capitalism flexible and resilient, they also contain the seeds of systemic catastrophe"--

Economics in One Lesson

Economics in One Lesson
Author: Henry Hazlitt
Publisher: Currency
ISBN: 0307760626
Pages: 224
Year: 2010-08-11
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With over a million copies sold, Economics in One Lesson is an essential guide to the basics of economic theory. A fundamental influence on modern libertarianism, Hazlitt defends capitalism and the free market from economic myths that persist to this day. Considered among the leading economic thinkers of the “Austrian School,” which includes Carl Menger, Ludwig von Mises, Friedrich (F.A.) Hayek, and others, Henry Hazlitt (1894-1993), was a libertarian philosopher, an economist, and a journalist. He was the founding vice-president of the Foundation for Economic Education and an early editor of The Freeman magazine, an influential libertarian publication. Hazlitt wrote Economics in One Lesson, his seminal work, in 1946. Concise and instructive, it is also deceptively prescient and far-reaching in its efforts to dissemble economic fallacies that are so prevalent they have almost become a new orthodoxy. Economic commentators across the political spectrum have credited Hazlitt with foreseeing the collapse of the global economy which occurred more than 50 years after the initial publication of Economics in One Lesson. Hazlitt’s focus on non-governmental solutions, strong — and strongly reasoned — anti-deficit position, and general emphasis on free markets, economic liberty of individuals, and the dangers of government intervention make Economics in One Lesson every bit as relevant and valuable today as it has been since publication.

Rich Dad's the Business School

Rich Dad's the Business School
Author: Robert T. Kiyosaki
ISBN: 8186775811
Pages: 136
Year: 2004
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Derivative Market Competition

Derivative Market Competition
Author: Jens Nystedt
Publisher: International Monetary Fund
Pages: 49
Year: 2004-04-01
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Recent regulatory initiatives in the United States have again raised the issue of a ''level regulatory and supervisory playing field'' and the degree of competition globally between over-the-counter (OTe derivatives and organized derivative exchange (ODE) markets. This paper models some important aspects of how an ODE market interrelates with the OTC markets. It analyzes various ways in which an ODE market can respond to competition from the OTC markets and considers whether ODE markets would actually benefit from a more level playing field. Among other factors, such as different transaction costs, different abilities to mitigate credit risk play a significant role in determining the degree of competition between the two types of markets. This implies that a potentially important service ODE markets can provide OTC market participants is to extend clearing services to them. Such services would allow the OTC markets to focus more on providing less competitive contracts/innovations and instead customize its contracts to specific investors' risk preferences and needs.

Open Veins of Latin America

Open Veins of Latin America
Author: Eduardo Galeano
Publisher: NYU Press
ISBN: 0853459916
Pages: 360
Year: 1997-01-01
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Since its U.S. debut a quarter-century ago, this brilliant text has set a new standard for historical scholarship of Latin America. It is also an outstanding political economy, a social and cultural narrative of the highest quality, and perhaps the finest description of primitive capital accumulation since Marx. Rather than chronology, geography, or political successions, Eduardo Galeano has organized the various facets of Latin American history according to the patterns of five centuries of exploitation. Thus he is concerned with gold and silver, cacao and cotton, rubber and coffee, fruit, hides and wool, petroleum, iron, nickel, manganese, copper, aluminum ore, nitrates, and tin. These are the veins which he traces through the body of the entire continent, up to the Rio Grande and throughout the Caribbean, and all the way to their open ends where they empty into the coffers of wealth in the United States and Europe. Weaving fact and imagery into a rich tapestry, Galeano fuses scientific analysis with the passions of a plundered and suffering people. An immense gathering of materials is framed with a vigorous style that never falters in its command of themes. All readers interested in great historical, economic, political, and social writing will find a singular analytical achievement, and an overwhelming narrative that makes history speak, unforgettably. This classic is now further honored by Isabel Allende's inspiring introduction. Universally recognized as one of the most important writers of our time, Allende once again contributes her talents to literature, to political principles, and to enlightenment.

Lessons from the Financial Crisis

Lessons from the Financial Crisis
Author: Robert Kolb
Publisher: John Wiley & Sons
ISBN: 0470561777
Pages: 667
Year: 2010-06-08
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The world's best financial minds help us understand today's financial crisis With so much information saturating the market for the everyday investor, trying to understand why the economic crisis happened and what needs to be done to fix it can be daunting. There is a real need, and demand, from both investors and the financial community to obtain answers as to what really happened and why. Lessons from the Financial Crisis brings together the leading minds in the worlds of finance and academia to dissect the crisis. Divided into three comprehensive sections-The Subprime Crisis; The Global Financial Crisis; and Law, Regulation, the Financial Crisis, and The Future-this book puts the events that have transpired in perspective, and offers valuable insights into what we must do to avoid future missteps. Each section is comprised of chapters written by experienced contributors, each with his or her own point of view, research, and conclusions Examines the market collapse in detail and explores safeguards to stop future crises Encompasses the most up-to-date analysis from today's leading financial minds We currently face a serious economic crisis, but in understanding it, we can overcome the challenges it presents. This well-rounded resource offers the best chance to get through the current situation and learn from our mistakes.

Principles of Corporate Finance, 11e

Principles of Corporate Finance, 11e
Author: Richard Brealey, Stewart Myers, Franklin Allen, Pitabas Mohanty
Publisher: McGraw-Hill Education
ISBN: 9339205022
Pages: 889
Year: 1988
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Distinctive Features: • Detailed coverage of ever-evolving topics such as Efficient Markets, Behavioral Finance, and Managing International Risks • Ready Reckoner for the fundamentals of Corporate Finance – Dedicated Chapter on What We Do Know and What We Do Not Know about Finance • Strong Pedagogy: which includes but not limited to close to 850 Questions and exercises, 350 plus Illustrations/Boxed-items/Figures/Tables, 32 chapter-opening vignettes, and 5 Appendixes along with a strong Excel treatment

Zombie Capitalism

Zombie Capitalism
Author: Chris Harman
Publisher: Haymarket Books
ISBN: 1608461041
Pages: 424
Year: 2010
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An incisive and devastating critique of capitalism, sounding the alarm that the system poses a threat to human well-being.

The Economics of Global Turbulence

The Economics of Global Turbulence
Author: Robert Brenner
Publisher: Verso
ISBN: 1859847307
Pages: 369
Year: 2006
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This Time Is Different

This Time Is Different
Author: Carmen M. Reinhart, Kenneth Rogoff
Publisher: Princeton University Press
ISBN: 0691152640
Pages: 463
Year: 2011-08-07
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Examines financial crises of the past and discusses similarities between these events and the current crisis, presenting and comparing historical patterns in bank failures, inflation, debt, currency, housing, employment, and government spending.

Rebel Cities: From the Right to the City to the Urban Revolution

Rebel Cities: From the Right to the City to the Urban Revolution
Author: David Harvey
Publisher: Verso Books
ISBN: 1844678822
Pages: 187
Year: 2012-04-04
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Explores cities as the origin of revolutionary politics, where social and political issues are always at the surface, using examples from such cities as New York City and Mumbai to examine how they can be better ecologically reorganized.

Economics For Dummies

Economics For Dummies
Author: Sean Masaki Flynn
Publisher: John Wiley & Sons
ISBN: 1118038401
Pages: 408
Year: 2011-03-10
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Grasp the history, principles, theories, and terminology of economics with this updated bestseller Since the initial publication of Economics For Dummies in 2005, the U.S. has endured a number of drastic changes and events that sent its economy into a tailspin. This newly revised edition presents updated material about the recent financial crisis and the steps taken to repair it. Packed with refreshed information and relevant new examples from today's economy, it gives you a straightforward, easy-to-grasp understanding of how the economy functions-and how it influences personal finances. New information on deciphering consumer behavior Refresh coverage of fiscal and monetary policies A new chapter on health care policy and the financial crisis Presenting complex theories in simple terms and helping you decode the jargon, understand the equations, and debunk the common misconceptions, Economics For Dummies tackles the topic in terms you can understand.

Markets And Civil Society

Markets And Civil Society
Author: Victor Pérez-Díaz
Publisher: Berghahn Books
ISBN: 1782383395
Pages: 278
Year: 2014-01-15
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The nature of the currently emerging European society, which includes the economic and social transformation of Eastern and Central European countries, has been hotly debated. At its center is the relationship between markets and civil society within political and social contexts. The contributors to this volume offer perspectives from various disciplines (the social sciences, conceptual history, law, economics) and from several European countries in order to explore the ways in which markets influence various forms of civil society, such as individual freedom, social cohesion, economic effectiveness and democratic governance, and influence the construction of a civil society in a broader sense.

Sovereign Spreads

Sovereign Spreads
Author: Miguel A. Segoviano Basurto, Carlos Caceres, Vincenzo Guzzo
Publisher: International Monetary Fund
ISBN: 1452795444
Pages: 29
Year: 2010-05-01
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Over the past year, euro area sovereign spreads have exhibited an unprecedented degree of volatility. This paper explores how much of these large movements reflected shifts in (i) global risk aversion (ii) country-specific risks, directly from worsening fundamentals, or indirectly from spillovers originating in other sovereigns. The analysis shows that earlier in the crisis, the surge in global risk aversion was a significant factor influencing sovereign spreads, while recently country-specific factors have started playing a more important role. The perceived source of contagion itself has changed: previously, it could be found among those sovereigns hit hard by the financial crisis, such as Austria, the Netherlands, and Ireland, whereas lately the countries putting pressure on euro area government bonds have been primarily Greece, Portugal, and Spain, as the emphasis has shifted towards short-term refinancing risk and long-term fiscal sustainability. The paper concludes that debt sustainability and appropriate management of sovereign balance sheets are necessary conditions for preventing sovereign risk from feeding back into broader financial stability concerns.

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